We are an essential service & are OPEN for Business!     To better Serve You Our Hours are Monday-Friday: 8:00am-5:00pm & Saturday: 10am-2:00pm     Several payment options including:   Payment OptionsWe are an essential service & are OPEN for Business!     To better Serve You Our Hours are Monday-Friday: 8:00am-5:00pm & Saturday: 10am-2:00pm     Several payment options including:   Payment Options

LANDLORD / DWELLING FIRE PROPERTY INSURANCE

Landlord / Dwelling Fire Insurance

Insurance policies specifically for Landlords and Rental property owners

If you own a residential rental property, make sure you have the correct coverage in place, whether it is for one property or multiple properties. Homeowners insurance policies cover the owner living in the home and there are certain coverages that protect cover you as the Homeowner. If you are renting your home on a long-term basis there is a different policy and that is called a Landlord or a Dwelling Fire policy. If you plan on renting your home on a short-term basis, such as a Airbnb or VRBO then neither one of these policies will cover that situation. Let your agent know your situation so they can best help you an d cover you the correct way. 

What does Landlord Protection insurance include?

Whether you manage the property or a management company you need the correct policy in place or you may not be covered in the event of a claim. Each insurance carrier has different coverage and exclusions in their policy forms. In other words, not all insurance policies are created equal and as a property owner you should read through your policy thoroughly. It is also important to understand that insurance policies do not cover all things. You will have exclusions on your policy that you may not be aware of. Theft coverage is one of those coverage that if not specifically requested on your policy will be excluded. 

  • Dwelling/rental property
  • Additional buildings on premise such as sheds or garages
  • Liability claims

Additional Coverage Options

There are additional coverage options that may be added to Landlord Protection insurance policy.

Legal Defense:

Landlords or rental property owners may also face legal ramifications for events that take place on the property they own. Having additional coverage for Legal Defense may help pay for legal fees from lawsuits.

Fair Rental Value:

If your dwelling is deemed uninhabitable or a total loss, you may not only need repair or rebuild your property, you may lose rental income. Having Fair Rental Value coverage means that you may get reimbursed for your lost income during a covered event.

Extended Dwelling Coverage:

If your rental property is a complete loss, a standard Landlord Protection insurance policy may not cover the entire cost to rebuild or repair the property. Extended Dwelling coverage may pay out an additional 25 to 50 percent of the standard coverage amount, depending on the policy.

Why Our Customers Love Us

Danis Fickewirth
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These people are magicians! ... Chris and 360 Insurance IMMEDIATELY understood my business, found a company that not only satisfied the insurance requirements of my future landlord, but also wrote me a NICE policy that ACTUALLY covers risks that my software business faces, such as data breaches, etc. ... I just moved to Las Vegas, and it looks like I finally found my long-term insurance agent for years to come.
Matt Supnick
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Chris at 360 Insurance has been nothing short of amazing. I had a major issue getting homeowners insurance due to a flooding claim. Chris and his team were able to quickly find me an insurer at a good rate. I have also used Chris for my Life Insurance, again he found me a great Term Policy. I couldn't be happier with the service I received from 360 Insurance. I highly recommend.
Cammi Alvrz
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360 Insurance goes above and beyond always! The dedication they have to make sure you are properly taken care of is amazing. I switched from Geico and they saved me over 150.00 a month just on the car insurance alone. They are more than car insurance because they take care of all your insurance needs. I thank Jim and Chris and the entire wonderful staff always. Highly recommend company!!! ⭐️⭐️⭐️⭐️⭐️
Pami Perea
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I called around trying to get quotes for business liability insurance and agents would not even return my call. I called 360 Insurance and they answered immediately, called me back when the said they would, gave me a great quote and stayed in contact by phone and email. VERY Professional! Thank you! I will be bringing my other needs here !
Adam Kirkes
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I needed car insurance after purchasing a new car and Jim was able to help me find the best rates. I had a lot of questions and Jim was professional, kind and sincere answering and assisting me to secure a great auto insurance coverage. Thanks Jim I look forward to continue working with you.
Sabrina Gum
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I got a super affordable quote for my automobile insurance and on top of that, it was really fast and easy to do. Most companies BS whatever that have to say in order to get your money but with 360 Insurance you can tell that they’re really just interested in taking care of whatever you need!
Iyana Thomas
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This place is great, everyone has great customer service, [they] are amazing. They took care of everything, I called for a car insurance quote and was set up very quickly over the phone. I would definitely recommend this place for your insurance needs.
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