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Business General Liability

Business General Liability Insurance

Provides for separate limits of coverage for General Liability for (Premises and Operations): Products and Completed Operations; Personal & Advertising Injury; Fire Legal Liability/Damage to Premises Rented to You; and Medical Payments (per policy basis).

Aggregate limit: Maximum dollar amount of coverage in force under a policy. This maximum can be on an occurrence basis or for the life of the policy.

Products Coverage – insures when a liability suit is brought against the manufacturer and/or distributor of a product because of someone incurring bodily injury or property damage through use of the product. (The manufacturer of the product must use all reasonable means to make certain that the product is free from any inherent defect.)

Completed Operations Coverage – for bodily injury or property damage incurred because of a defect in a completed project of the insured.

Premises and Operations Coverage – for bodily injury incurred on the premises of the insured, and/or as the result of the insured’s business operations.

General Liability Insurance Agent in Las Vegas

When total claims for all of these areas (General Liability for Products and Completed Operations; Personal & Advertising Injury; Fire Legal Liability/Damage to Premises Rented to You; and Medical Payments) exceed a given annual aggregate limit of liability, the policy limits are said to be exhausted and no more claims for that year will be paid under the policy. Coverage against Liability exposures of a business are covered unless specifically excluded.

Why Our Customers Love Us

Danis Fickewirth
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These people are magicians! ... Chris and 360 Insurance IMMEDIATELY understood my business, found a company that not only satisfied the insurance requirements of my future landlord, but also wrote me a NICE policy that ACTUALLY covers risks that my software business faces, such as data breaches, etc. ... I just moved to Las Vegas, and it looks like I finally found my long-term insurance agent for years to come.
Matt Supnick
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Chris at 360 Insurance has been nothing short of amazing. I had a major issue getting homeowners insurance due to a flooding claim. Chris and his team were able to quickly find me an insurer at a good rate. I have also used Chris for my Life Insurance, again he found me a great Term Policy. I couldn't be happier with the service I received from 360 Insurance. I highly recommend.
Cammi Alvrz
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360 Insurance goes above and beyond always! The dedication they have to make sure you are properly taken care of is amazing. I switched from Geico and they saved me over 150.00 a month just on the car insurance alone. They are more than car insurance because they take care of all your insurance needs. I thank Jim and Chris and the entire wonderful staff always. Highly recommend company!!! ⭐️⭐️⭐️⭐️⭐️
Pami Perea
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I called around trying to get quotes for business liability insurance and agents would not even return my call. I called 360 Insurance and they answered immediately, called me back when the said they would, gave me a great quote and stayed in contact by phone and email. VERY Professional! Thank you! I will be bringing my other needs here !
Adam Kirkes
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I needed car insurance after purchasing a new car and Jim was able to help me find the best rates. I had a lot of questions and Jim was professional, kind and sincere answering and assisting me to secure a great auto insurance coverage. Thanks Jim I look forward to continue working with you.
Sabrina Gum
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I got a super affordable quote for my automobile insurance and on top of that, it was really fast and easy to do. Most companies BS whatever that have to say in order to get your money but with 360 Insurance you can tell that they’re really just interested in taking care of whatever you need!
Iyana Thomas
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This place is great, everyone has great customer service, [they] are amazing. They took care of everything, I called for a car insurance quote and was set up very quickly over the phone. I would definitely recommend this place for your insurance needs.

Contact Us

Every person’s situation is unique – Contact us today to find out how to get the best price and value on insurance for you or your business.CallTextEmail, or fill out the form below for Fast, Friendly, Affordable quotes 7 days a week!
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