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Cannabis & Marijuana Business Insurance

Cannabis & Marijuana Business Insurance

If you’re one of the entrepreneur business owners taking advantage of the new marijuana industry in Nevada , it is important to understand the insurance surrounding these products before you launch your business. Not all insurance companies will write insurance on these products, but fortunately, 360 Insurance has partnered with several who do offer insurance for dispensaries, marijuana infused product sales and cultivation or grow operations.

Believe it or not, most insurance coverages offered for the marijuana industry are the same as coverages offered for other businesses. It is just finding the right coverage at the right price for your business that can be tricky. Some of the insurance offered by 360 Insurance for the marijuana industry include:

Marijuana & Cannabis Business Insurance Las Vegas, Nevada

General Liability

This coverage provides liability protection of up to $5 million and will protect your business from injury or other damages that may occur. This would be a minimal requirement for your business to carry, but limits less than $5 million are available.

Property Insurance

Protecting your marijuana store, farm or warehouse from fire, theft, vandalism or other losses including natural disasters is important. Consider this: Would you be able to survive financially if your property experienced a large fire loss or inventory was lost or damaged? Probably not. Purchasing property insurance for your marijuana dispensary, storefront or warehouse is going to be important.

Medicine Coverage

Coverage is available to protect your marijuana shop from theft or other loss. Consider this coverage inventory coverage. This coverage can also protect your product while in transit from a cultivation facility to where you store or dispensary.

Business Income/Extra Expense Coverage

This coverage protects your business from income interruption. Essentially, if your business was interrupted by a fire or other covered loss, this coverage could help pay your income while you transition or get back on your feet with a new location or rebuild your building if a fire occurred.

Product Liability

If your store carries edible marijuana products, vaporizing tools, smoking devices and dispensaries for medical purposes product liability would cover these items in the event you suffer a covered loss such as a fire at your facility. Additionally, product liability is meant to protect you from lawsuit from selling a product that someone had a negative reaction to. In this newly emerging marijuana industry, this is critically important to understand and be covered for. Included with this coverage is the cost to defend (attorney’s fees).

Marijuana Plant Coverage (Marijuana Crop Insurance)

Your marijuana plants are expensive and cultivation activities are time consuming. Don’t be out of business if a loss occurs to at your cultivation center. We offer insurance coverage for not only the buildings, but also your plants! Marijuana Crop Insurance Coverage for your plants is available from the time it is seeds to the time it is harvested, dried and ready for sale. Protect your crops of marijuana with a great insurance policy from our Nevada insurance agency.

Bonds Required for Marijuana Dispensaries in Nevada

If you’re in need of an insurance bond for your marijuana facility or dispensary in Nevada, contact 360 Insurance. As a licensed insurance agent in Nevada, we’re one of the few insurance agencies offering insurance bonds to the marijuana industry. This bond is required by state law and we can easily help you determine the correct insurance to accompany your bond.

Medical or Recreational Marijuana Insurance in Nevada

So, regardless of whether you’re producing recreational marijuana edibles, edible marijuana infused products, sodas, oils, capsules or simple selling marijuana itself, you need to protect yourself from loss and lawsuit. Losses to the marijuana industry can range from lightning to theft, fire, hail, windstorms or water damage. You’ve worked hard to establish yourself in this business, so protect yourself with marijuana insurance in Nevada today by calling a licensed agent at 360 Insurance.

Why Our Customers Love Us

Danis Fickewirth
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These people are magicians! ... Chris and 360 Insurance IMMEDIATELY understood my business, found a company that not only satisfied the insurance requirements of my future landlord, but also wrote me a NICE policy that ACTUALLY covers risks that my software business faces, such as data breaches, etc. ... I just moved to Las Vegas, and it looks like I finally found my long-term insurance agent for years to come.
Matt Supnick
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Chris at 360 Insurance has been nothing short of amazing. I had a major issue getting homeowners insurance due to a flooding claim. Chris and his team were able to quickly find me an insurer at a good rate. I have also used Chris for my Life Insurance, again he found me a great Term Policy. I couldn't be happier with the service I received from 360 Insurance. I highly recommend.
Cammi Alvrz
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360 Insurance goes above and beyond always! The dedication they have to make sure you are properly taken care of is amazing. I switched from Geico and they saved me over 150.00 a month just on the car insurance alone. They are more than car insurance because they take care of all your insurance needs. I thank Jim and Chris and the entire wonderful staff always. Highly recommend company!!! ⭐️⭐️⭐️⭐️⭐️
Pami Perea
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I called around trying to get quotes for business liability insurance and agents would not even return my call. I called 360 Insurance and they answered immediately, called me back when the said they would, gave me a great quote and stayed in contact by phone and email. VERY Professional! Thank you! I will be bringing my other needs here !
Adam Kirkes
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I needed car insurance after purchasing a new car and Jim was able to help me find the best rates. I had a lot of questions and Jim was professional, kind and sincere answering and assisting me to secure a great auto insurance coverage. Thanks Jim I look forward to continue working with you.
Sabrina Gum
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I got a super affordable quote for my automobile insurance and on top of that, it was really fast and easy to do. Most companies BS whatever that have to say in order to get your money but with 360 Insurance you can tell that they’re really just interested in taking care of whatever you need!
Iyana Thomas
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This place is great, everyone has great customer service, [they] are amazing. They took care of everything, I called for a car insurance quote and was set up very quickly over the phone. I would definitely recommend this place for your insurance needs.
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